Darb Finance

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Darb Finance (DARB) ICO Review

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Darb Finance is a decentralized social networking platform that is putting users privacy and satisfaction as its first priority. It is an innovative approach towards transparent and independent means of user data ownership, reward on ads and free of speech. It is the first get paid to content creation and sharing ecosystem that leveraged OCR token payments for its reward system.

Essential Information
Ico Time
Unknown – Unknown
Token Name Darb Finance
Token Symbol DARB
Whitepaper View Whitepaper
Website Link Home
Bounty
Available
Platform Ethereum
Country
Estonia
Type
Utility

More about Darb Finance (DARB) ICO:

DARB Finance is a global, multilingual platform that combines the goodness of blockchain technology while retaining the simplicity of conventional trading and financial platforms.

This Bizzaria Limited, a blockchain innovation company headquartered in St. Julian’s, Malta, Tallinn, Estonia and Warsaw, Poland, is ready to embark on one of the most crucial decentralized projects to drastically speed up blockchain and cryptocurrency adoption and greatly enhance user experience: Darb. The project goal was to equip users with a platform, that is an easy gateway to a crypto-world. Accessible for businesses, professional traders, tech-people and, most of all, ordinary people lacking admission to crypto assets world.

Darb is a platform powered by its own native token that will help people embrace and adopt blockchain market with stable, scalable and trusted exchange and a multi-currency wallet!

ThepurposeofthisWhitePaperistointroduceDARBplatformtoprospectiveinvestorsinconnectionwiththeupcomingTokendistribution.SetofinformationforthinthisWhitePapermaynotbeexhaustiveanddoesnotimplyanyelementsofacontractualrelationship.ItaimsatprovidingtherelevantandeffectivepieceofinformationtopotentialtokenholderswiththeintenttohelpthemdecidewhetherorwhentotradetoreceiveDARBtokens.ThecontentofthisWhitePaperisnotbindingforDARB(“theCompany”);furthermore,theCompanyreservesitsrighttoadjust,addorremovesectionsandcontentwithintheWhitePaperforanyreasonandatanytimebefore,duringandafterthesaleofDARBtokensbypostingtheamendedWhitePaperonthewebsite.Thispapershouldnotbeconsideredaninvestmentsolicitationanditisnotcomposedinaccordancewith,norisitsubjectto,lawsorregulationsofanyjurisdictionwhicharedesignedtoprotecttheinvestors.Moreover,thisWhitePaperdoesnotconstituteanyinvestment,legal,tax,regulatory,accountingorotheradvice,anditdoesnotaimatbeingconsideredthesolebasetoanyevaluationofatransactionregardingaprospectiveacquisitionoftheDARBtokens.PriortoacquiringtheDARBtokens,theprospectiveclientshouldconsulthisorherownlegal,investment,tax,accounting,andotheradvisorstoevaluatethepotentialbenefits,burdensandotherconsequencesofsuchinvestment.TheDARBtokenisautilitytoken,andnotadigitalcurrency,security,commodity,oranyotherkindoffinancialinstrument.TheDARBtokensarenotintendedforsaleoruseinanyjurisdictionwherethesaleoruseofdigitaltokensmaybeprohibitedbythelawsgoverningtherespectivejurisdiction.Also,theDARBtokenswillnotbesoldordistributed,orotherwiseresoldbytheirholderstocitizensof,naturalorlegalpersonswiththeirresidenceorplaceofincorporationinanycountryorterritorywheredealswithdigitaltokensareprohibitedorinanymannerrestrictedbytheapplicablelawsorregulationsofthatjurisdiction.Ifsuchpurchasesweremade,athepersonresponsibleshallbeartherisksandnegativeconsequencesforactinginanunauthorizedorfraudulentmanner.TheCompanyreservesitsrighttorefuseorcancelDARBtokenpurchaserequestsatanytimeatourdiscretionwhentheinformationprovidedbytheclientintheKYC(KnowYourClient)procedureisnotdetailedenough,inaccurateormisleading.Thecompanydoesnotcarryanybusinessactivities,nordoesitofferordistributeDARBtokensinanycountriesorterritorieswheretherearerestrictivelawsorregulations,ortheCompanymustberegisteredorlicensedwithanyapplicablegovernmentalauthoritiesinrespecttotransactionswithdigitaltokens.EachprospectiveholderofDARBtokensisremindedthatthisWhitePaperispresentedtohim/heronthebasisthathe/sheisthepersonentitledtomakeinvestments.Moreover,itisprospectivetokenholdersthatbeartheultimateresponsibilitytodetermineifhe/shecanlegallypurchasetheDARBtokensinhis/herjurisdictionandwhethertheprospectivetokenholdercanthenreselltheDARBtokenstoanotherpersoninanygivenjurisdiction.Certainstatements,forecastsandfinancialinformationincludedinthisWhitePaperrepresentforward-lookingstatements.TheWhitePaperisconductedintheEnglishlanguageandthisversionistoremaintheprimaryofficialsourceofinformationabouttheproject.TheinformationcontainedintheEnglishversionwillbetranslatedintootherlanguages,anditmayhappenthatinthecourseofthetranslationprocesssomeoftheinformationcontainedintheEnglishlanguageversionmaybelost,corruptedormisinterpreted.Theaccuracyofsuchalternativeversionscannotbeguaranteed.Incaseofanyconflictorinconsistenciesbetweenthetranslationsinotherlanguages2

andtheofficialEnglishlanguageversion,theprovisionsandstatementsoftheEnglish language original document shall prevail.

Powerful and fully automated KYC service for your business

Looking for a professional one-stop-shop KYC service for your business? Look no more! Powerful DarbKYC checks over 400 sanction and warning lists, supports multiple and configurable KYC steps with customizable requirements. Fully automated, AI-backed process take care of searching frauds, evaluating risk level and analyzing the uploaded images in search of modifications or any other malicious changes. To get even more from it, the process can be easily backed with human acceptance confirmation.

In addition, after connecting your own anonymized data, the AML module will analyze the transaction logs to search for potential frauds.

This, and revolutionary approach to change “checks” into “person” provides a totally different, more user-friendly and maintainable form.

Physical & Virtual cards

Get your physical card by mail in under seven days or create multiple virtual cards to control your budget and auto-charges. Afraid someone will reuse your card? Simply set up another virtual card and disable the old one – everything in seconds and on your mobile phone! Check out our Darb mobile application.

Join fintech of tomorrow, the bank of the next generation, and claim your financial freedom!

Darb Bank is a revolutionary approach towards the mass adoption of crypto-assets into the current financial system, so it could replace it near future. Darb Bank combines the best out of two worlds: the current financial world backed with FIATs and the rising one: crypto-assets. Dealing on the edge of both worlds gives you the flexibility of solutions along with easiness of use, like standard Debit Cards that can be used with crypto. Thanks to that you can always move your funds instantly all over the world and be sure that your funds will be there on time even if Darb Bank is not operating in the specific jurisdiction.

Problems

Havingsuchanamazingtechnologycomeswithaprice.Thecurrent“stateofart”inblockchain and cryptocurrency world is as follows:Therearetechnologiesandecosystemswithgreatpossibilitiesandenormouspotential.CryptocurrencyandBlockchainsaredrivingthedigitaltransformationoftheworld,towardsreliableandtrustedcashlesseconomy.ABlockchainplatformdoesnotonlyprovidesreliableinformationcontrol,butitalsoassuresquickandaccuratetransactions.Anexchangeislikelytobetheveryfirststepintotheworldofcryptocurrencyforaconsumer.Weallwitnesshowdisruptivethisbranchoftechnologyis.Blockchain’spotentialisbloomingandnewpossibilitiesarebeingdiscovered.However, no progress is possible without the acceptance of ordinary people.Currently,theblockchainworldisallaboutgeeksandtech-specialists,inotherwords,peoplewholiveofftechnologyorhavedeepaunderstandingofit.Solutionsintroducedsofararebeingdevelopedforaspecialized,smallgroupofpeople,whodonotmindplayingCLIorcompilingsources.Thatiswhythecryptocurrencyworldsuffersfromlackofaccessibleinterface.Wearegoingtobethatinterface.Wewanttosetthestandardsforthenewproductsthatarereleasedincrypto-basedindustryandallowmassadoptionofthem.YoucancompareustothefirstWindowsoperatingsystem – moving from the console world to a simple, yet clean, interface.Mostpeoplearoundtheworlddonotpaymuchattentiontohowthecompilerworks,howhighisthefeethatwillensuretheirtransactionisbeingminedinanupcomingblock.Theyalsodonotcare,whatfeetheyshouldsetinordertomakesurethatthetransferwillactuallytakeplace,ratherthandisappearwithintheblockchain.Theyoftenvoidtostarttheexhaustiveprocedureofgettingthelostfundsback.Whattheydocareaboutis,whethertheycansendanETHtransfertotheirbusinesspartneratanotherpartoftheworldwithout3dayswaitingforabankconfirmation,oriftheyareabletopaywiththecrypto-assetsatthegrocerystorenear-bywithjustoneclickorwithabiometricscanoftheirfingerprint(likewithApple Pay, Android Pay)

Simplicityisontheverytopofthecuttingedgeadvancedtechnology,stability and trustworthiness – exactly what the customer needs.

Itisnotaboutthewayitworks,butaboutthefact,itisnotveryuser-friendly.Thingsjusthavetoworkandwedonotneedtoknowhowtheyworkunderthehood(comparetothecardpaymentprocess).EventhoughweareallinDARB1tech-enthusiasts,whoarepassionateabouttheprocess,wearealsoawareoftheimportanceofuser’sexperience,andthefactitistheaspectthatdoesnotactuallyexist in the crypto world.Howcanweexpectmassadoptionoftheblockchain-basedservices,ifwhatwehave,rightnoweitherlookslikeduringfirstattemptsofagraphicaluserinterface(GUI)

introduction,orisonlyascreenshotofalandingpageatthemoment?Furthermore,theblockchainworldisdesperatelydedicatedtovolatilesOckhamrazorandspawnsanewentityeverytimeittakesabreath.It’snotwrongperse,what’swrongislackofstandardsandunification.Unificationisrequired-massadoptionwon’toccurifpeoplehavetofirstcompile,theninstallandfinallysynchronizenumbersofblockchains, just to be able to manage their own assets.Ontopofthat,greatnumberofservicesisdevelopedbyenthusiastsratherthanprofessionals, which is resulting in the following list of problems

Exchanges
Poor technical architecture of the
exchangesThereisagreatnumberofexchangeswithenormousproblemswithstability(lackofscalability)thatendupwithdowntimesduring“rushhours”becauseofpoortechnicalarchitecture.Manyexchangesarewritteninsloworobsoletetechnologiesjustbecausepeopleusedtoknowthemwhentheystarted.Theyareputtogetherandpreparedtohandleafewactiveusersandproblemsarisewhenthetrafficgrows.Mostexchanges’ownersdonotevenbotherwithsecurityandefficiency.Inaddition,mostoftheexchangesfromtop100CoinMarketCaparebasedonwhite-labelenginesportedfromFOREXorotherexchanges,whicharenotreadyfortheamountoftransactionsandthelevelofavailabilitythatisrequiredinanew,blockchain-disruptedworld.Someofthoseexchangesevensharethisinformation on their ICO page!

Insecureplatforms

Havinginmindtheabovepoint,nowonderthatlastyearover2billiondollarsworthassetswerestolen.Itiseasytounderstandwheneveryonehaveaccesstothesourcecodeoftheplatform.Theyallareabletofindvulnerabilitiesandhackit.Whatisworse,thesamehackcanbethenappliedtoanyotherexchangeonsameengine!Thatishowitendswhenbilliondollarvaluesmarketisbasedonafewwhite-labelenginesthatarepreparedfor8am-10pmtradingsessioninstead of global 24/7 trading option.
Customer Service
Understandingusers’problemsisvitalforrunningasuccessfulexchange.Moneyisliterallyintheline.Manyexchanges,servicetradersasiftheywerechattingonFacebook.A3-seconddelayinresponsewouldhardlybenoticed,butontheexchangethesamewouldbeunacceptable, resulting in a torrent of users’ complaints.
Wallet
Heavy
Mostwalletsareheavy.Someofthemrequiredownloadingthewholeblockchaintostart.AlotofthemincludingEthereumandBitcoinhaveanissuewithsynchronizationandeveniftheinstallationsucceeds,it6 might take days to finish

Synchronization issues

Allthesehoursofwaitingjusttogetanerrorofsynchronizationat98%oftheprocess.Whatifyouwanttouseanotherblockchainorinvestinanothertechnology?Youhavetostartover.Wewon’tevenmentiontheamountofstoragerequiredtosynchronizeandkeepupdatingallthose wallets.■Supports only one blockchainYouarewaitingforhourstogetyourwalletonlineandready-to-use.Thosearehoursofyourtimeandtimeismoney!Youdecidetogoforit,butattheendoftheday,it’sa​goodpracticetodiversifyandmanageaportfolioofyourinvestments,notonlyfocusonthis“oneandonly”.Thismeansthatyouhavetostartoverforeachandeveryblockchainyouwant to use.○Poor language

supportBlockchains

havenoborders.Mostservicesfocusonlyononelanguageoronecountry as they were built only for this region.

Learning curve

Therearealotofgreatbusinessesandtechnologiesaroundtheworld.Agreatdealofthemexistbutcan’tfindtheirtargetmarket.Intheend,theyaregoingtowastebecausenoonetookanextrasteptointroducethemtotheaudience-howtoworkwithitandhowitcanhelp.Consideringcoins,alotofthemhaveagreatmodelbutpeoplehaveenoughofcompiling/installing“onemore”applicationontheirown.Incaseofexchanges,theyprovideaplatformbutdon’t educate about good practices, which is a huge mistake.

The Solution

Thereisalotthatpreventsthisgreatpotentialtofullybloom.Intheblockchainindustry,wearerunningsofastthatwearemoreonourkneesthanonfoot.Wedonot have time to think if what we do is what we should actually aim for.Timetoprovidethenewbaselinetoservicesthatareusablebyeveryone.Timetosetstandardsforqualityofservicesprovidedinblockchainworld.Timetodisruptandintroducepeoplearoundtheworldthepotentialofthetechnology,project,andecosystem for better tomorrow.Theideaistocreateaglobal,multilingualecosystemthatwillexplainhowcryptocurrencies,blockchainsandnewgreatprojectsworkforthemasses.Forusersinterestedinspecificassetorpieceoftechnology,weareprovidingthetradingplatformwithseparateviewsadjusted,specificallyforadvanceddailytradersandpeople who’s journey just started.Aftertrading,tosecureyourassetsandmakeitavailablewithinahand’sreach,we7

willprovidemulti-assetwalletanddebitcard,thatcanbelinkedtoanyFIATorcryptocurrency available in the wallet.Wewillprovidethepossibilitytocheckyourprogressbycreatingaportfolioandmonitorthevalueoftheassetsyouown,inordertocheckifourstrategyiseffectiveand functional.Ifyou’realreadymasteredtradingartsandwanttoshareyourknowledgeandtradingmovesoverthemarkets,youcanshareyourportfoliomovesandcollectfeesfromuserswhoseekguidance.Ifyouarethemostsuccessfulpersonintheroom,youaresimplyinawrongroom-thereforeyoumightwanttocheckoutportfolioratingandsubscribe to best of traders to learn how to work on your portfolio and earn more.Allwrappedupinoneplatformwithsimpleyetelegant,andbeautifuldesign,whileunderthehoodyouwillfindthescalablesystemthatcanhandlemillionsofusers,streamingreal-timedatawithoutanyissues,evenduringrushhours.Availableinyourbrowser and in your pocket – as the mobile app.DarbPlatformisanecosystemthataddressesthemosttroublingissueswhicharecrucial to the mass adoption of blockchain based ecosystems and technologies.

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Darb Finance (DARB) ICO Scam or Not?

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