EthicHub

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ethichub Ico Review

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EthicHub is crowdlending for investors and farmers. At the same time we have a marketplace for purchases from large coffee companies.

We connect farmers who do not have access to bank loans, with investors who are looking for a higher profitability or want to generate social impact, and we also close contracts for coffee purchases by large companies. In this way, the repayment of the loans is guaranteed to the investor from the beginning, farmers can finance themselves at a lower cost while increasing their production, and large companies are guaranteed their annual coffee purchases.

Essential Information
Ico Time
Unknown
Token Name ethichub
Token Symbol Ethix
Whitepaper View Whitepaper
Website Link https://ethichub.com
Price
0.64 USD
Platform
Ethereum
acceptable
BTC , ETH , USD
Soft Cap
500,000 USD
Hard cap
1500,000 USD
Whitelist/KYC KYC & Whitelist
Country Spain
Restricted Country
Canada, Singapore, China, USD, Puerto Rico, The Virgin Islands

More About ethichub:

EthicHub is a social enterprise initiative that arises with a very defined objective; Improve the socio-economic conditions of small farmers in developing countries; facilitating their financial inclusion, increasing their productivity, improving the conditions of sale of their production and creating a digital credit identity that can be used in the financial system.

In this sense, we subscribe to the main values ​​associated with ethics, such as justice, responsibility, integrity, respect, honesty, equity … and we take them as a basis to create constructive relationships between all the actors involved in our ecosystem.

We want to demonstrate that assuming these values ​​in the world of entrepreneurship also generates material benefits because it transforms reputation and trust into a tangible asset. In our case, we want to emphasize these three values ​​that are closely linked to our mission:

-Equal opportunities : We believe in a world with greater equality of access to opportunities and we want to contribute to making it true that all citizens of the world have the same rights. The main motivation of the project is to correct the injustice in the global allocation of capital, but also to correct the many unfair aspects of the current financial system. In our system, all commissions are conditioned on the real value contribution of the platform; they are charged only for paid loans.

-Community : We believe in the synergy of the community and in the value of the multiple links that are generated between its members. We understand the community as a group of people who interact with each other, generating value with these interactions: closeness, communication, trust, support, reference, commitment. For this reason, we are committed to the “human factor” and we carry out the risk assessment of the project with people who know the loan applicant directly.

-Confidence : A project that aims to facilitate loans between people from very different places and customs should be an example regarding transmitting and promoting trust between people. We trust in the basically disruptive nature of Blockchain technology regarding the current financial paradigm and we want to be one of the main contributors to this decentralizing process. We want users to be aware of the value of trust as an asset, incentivizing borrowers and Local Nodes with the best record of success.

At EthicHub we want to improve the financial system in many aspects, but above all in the ethical aspect. To do this, we fully subscribe to the Ten Principles of the UN Global Compact and we want to implement this code as a standard of conduct for all agents related to EthicHub, from borrowers to investors, from Local Nodes to farming communities, from vendors to buyers and from the founders to the collaborators.

The Ten Principles of the UN Global Compact are derived from the Universal Declaration of Human Rights, the Declaration of the International Labor Organization regarding fundamental principles and rights at work, the Rio Declaration on Environment and Development , and the United Nations Convention against Corruption. And we fully subscribe them:

Principle 1 : Businesses should support and respect the protection of internationally recognized fundamental human rights.

Principle 2 : Make sure that they are not complicit in the violation of human rights.

Principle 3 : Companies must support freedom of membership and the effective recognition of the right to collective bargaining.

Principle 4 : The elimination of all forms of forced and compulsory labor.

Principle 5 : The effective abolition of child labor.

Principle 6 : Elimination of discrimination in respect of employment and occupation.

Principle 7 : Companies must maintain a preventive approach that favors the environment.

Principle 8 : Promote initiatives that promote greater environmental responsibility.

Principle 9 : Encourage the development and diffusion of environmentally friendly technologies.

Principle 10 : Businesses should work against corruption in all its forms, including extortion and bribery.

Measuring the impact that we are generating in these small farming communities is very important. For this reason, we have reached an agreement with the Universidad Autónoma de Madrid to shed light on this key issue. We are convinced that we can scientifically demonstrate with this study that there is a relationship between the work we are doing and changes in the socioeconomic conditions of the farmers on our platform.

Our work and the studies derived from it will result in a doctoral thesis and several scientific publications that are related to the impact on the income level of the beneficiaries, the savings level of the beneficiaries, the level of well-being and the level of empowerment.

Finally, we state that we are very much aligned with the initiatives associated with social enterprises and the economy of purpose. Therefore, we are also working to meet the necessary requirements and officially become a B Corp.

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